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Financial Aid

Types of Financial Aid

A financial aid advisor goes over types of financial aid with a student in the Welcome Center.

There are several ways Aims students can secure financial aid to help pay for the costs of their education, including grants, scholarships, work study and loans. Students who have completed the Free Application for Federal Student Aid (FAFSA) may be eligible for these types of financial aid and are required to complete a FAFSA once a year prior to the fall semester.



Grants are a type of financial aid that does not need to be repaid. These funds can come from federal, state or college sources and are awarded to students based on financial need (depending on the grant requirements).

Grants are the foundation of our financial aid programs and help to ensure that an economically diverse student population has the opportunity to meet the educational costs at Aims Community College.

The Pell Grant is a need-based federal grant program for students who are seeking their first undergraduate degree. The annual award amount is determined by your Expected Family Contribution (EFC), cost of attendance and enrollment status. Students who establish eligibility may be funded. Additional information regarding Pell Grants is available at Federal Student Aid.

Initial awards are determined as a result of the Free Application for Federal Student Aid (FAFSA) and are based on full-time enrollment. Awards can change if any criteria used to determine your eligibility, such as a change in enrollment, program of study, degree status, financial aid, Satisfactory Academic Progress (SAP), lifetime Pell limits, income or family information changes.

This is a need–based federal grant awarded to students seeking a first undergraduate degree in an aid-eligible program who have exceptional financial need. Priority is given to Pell-eligible students who file their FAFSA early. A separate application is not required for these funds. Limited funding is available and funds are awarded on a first-come, first-served basis.

These funds, funded by the Colorado General Assembly, are available to Colorado resident undergraduate students with a documented EFC within 200 percent of Pell Grant eligibility. Awards are made after the Pell Grant eligibility is determined. A separate application is not required for these funds. Limited funding is available and funds are awarded on a first-come, first-served basis.



Scholarships are a great way to help you pay for college. Several opportunities are available, including some at Aims Community College and others outside of the college.

The 2024-2025 Aims Foundation Scholarship Application is now closed! Deadline for completion of the scholarship application was April 1, 2024.

The Aims Foundation offers more than 80 scholarships, thanks to the generosity of our donors. You must currently attend Aims (or are planning to attend and have completed the Aims application for admission). The total value of Aims Foundation scholarships exceeds $100,000 each year.

This scholarship is automatically awarded to returning Aims students who have completed at least 15 undergraduate (college-level courses with a course number of 100 and above) credits with a 3.2 cumulative undergraduate GPA or better.

Awards are based on expected full-time enrollment. Recipients enrolling less than full-time will receive awards as indicated below: 

Enrollment Status Award Amount Per Semester

Full-Time - 12 or more credit hours


Three-Quarter Time - 9 to 11.9 credit hours


Half-Time - 6 to 8.9 credit hours


Less than Half-Time - 1 to 5.9 credit hours


Please Note:  Scholarship awarding will begin once all the prior semester grades have been turned in by faculty, therefore, awards may not be available the first day of the awarding semester. 

The Fall 2024/Spring 2025 scholarship is available to new incoming freshmen (recent high school graduates one academic year or less) and new incoming transfer students who have a 3.0 cumulative GPA or better. New transfer students must demonstrate completion of at least 12 undergraduate (college level courses with a course number of 100 and above) credits. Credits must be approved and transferred to Aims prior to application submission.  

Scholarship application processing will begin once all the prior semester grades have been posted by faculty; therefore, awards may not be available the first day of the awarding semester. 

2024-2025 Aims Opportunity Scholarship

The CTE Short Program Scholarship is intended to provide funding assistance to students whose primary goal is to complete a short program certificate at Aims then step out into the workforce. This scholarship funds in-district or in-state tuition including, student/administrative/course fees for the classes required to complete the short program certificate at Aims. Submit completed applications to the Office of Financial Aid located in the Welcome Center building on the Greeley campus.

Awards are based upon individual student eligibility and overall program funding.  Funds cannot be used to pay outstanding balances owed to the institution.


Scholarship application processing will begin once all the prior semester grades have been posted by faculty; therefore, awards may not be available the first day of the awarding semester. 


Bright Futures is a workforce initiative designed to strengthen the vitality of the Weld county community through its workforce. "By nurturing and supporting the next generation, we are building a strong foundation for a stable economy."  Students may apply for this grant for up to four years of funding. 

Weld County Bright Futures

Fastweb: A great way to get started and maintain a search profile
Scholarship Search by Sallie Mae: Create a profile and be automatically matched to more than 3 million opportunities
Hispanic Scholarship Fund: Opportunities for all students including DACA students

Private scholarships are awards given by an outside organization to a student to pay for various educational expenses.

  • Checks should be made payable to Aims Community College and can be mailed to:

    Aims Community College
    Office of Financial Aid
    P.O. Box 69
    Greeley, CO 80632

  • Students must be enrolled as required by the donor.
  • All scholarship checks received for more than the amount of $999.00 will be scheduled to pay in two equal disbursements (one for the Fall semester and one for Spring semester), unless otherwise noted in writing by the donor.
  • Unused scholarship funds will be returned to the donor when students are not enrolled or transfer to another school.
  • All funds awarded to students as scholarships are paid through the Aims Office of Financial Aid.

Questions? Please contact the Office of Financial Aid at or (970) 339-6548.

Student Employment (Work Study)


Aims Community College participates in the Federal Work-Study and the Colorado Work-Study programs. Eligible students can work part-time (up to 25 hours per week) to earn money to help pay for their education. Whenever possible, the work-study programs encourage community service work and work related to the student’s course of study. Jobs are available both on and off-campus. A FAFSA must be completed to determine eligibility for work-study.

Students employed through work-study programs earn an hourly wage which may change each year.  Please reach out to the Office of Student Employment for current pay rates. The amount that can be earned depends on the type of work the student does and the skills required for the position, the amount of the school’s funding level and the amount of the student’s work-study award. Work-study employees are paid by the hour on a monthly basis on the last business day of the month. 

The Work-Study program is run through the Office of Student Employment located in the Office of Financial Aid on the Greeley Campus. Although students can be awarded work-study, they are not guaranteed a job.  Contact the Office of Student Employment if you have been awarded financial aid and would like to be considered for work-study.  You may email or call the Office of Student Employment at or (970) 339-6548.

Once you have been hired, your Work-Study eligibility form must be completed, signed by your supervisor and returned to the Office of Student Employment. The Work-Study eligibility form will be sent to your Aims e-mail account, or it can be picked up at the Office of Student Employment.

In addition, you must meet with the Office of Student Employment to complete the required onboarding. This must be done PRIOR to beginning your Work-Study employment. The Office of Student Employment will notify you of all required onboarding items once you have been hired.

Required payroll paperwork includes, but is not limited to:

  • Job Application
  • Federal W-4 Form
  • Statement of Criminal Background
  • Personal Data Form
  • INS I-9 Form

To complete these forms, you will need to bring the following items to Human Resources:

  • Acceptable Identifying Information
  • Canceled check to set up Direct Deposit*
    • *Note: If you do not have a canceled check, we will need a letter from the bank (on its letterhead) with your name, account and routing number. The card given to you by the bank when you set up your account is not acceptable.
    • All required payroll forms must be complete and on record with Human Resources and your supervisor must receive notification from Human Resources PRIOR to starting work.

See answers to frequently asked questions about work study at Aims. 



Unlike grants and work-study, student loans are borrowed money that must be repaid with interest. Because loans are a legal responsibility, it is important to look at them as a last resource to pay for your education. Calculate your loan debt and loan payments using the Federal Student Aid Loan Simulator.

Aims Community College participates in the William D. Ford Direct Loan Program, also known as “Direct Loans.” Eligible students and parents borrow directly from the U.S. Department of Education. Direct Loans include:

  • Subsidized Stafford Loans
  • Unsubsidized Stafford Loans
  • PLUS Loans

Please visit the Federal Student Aid website for current loan rates.

In addition to interest, fees are associated with these loans. For loans borrowed after Dec. 1, 2013, subsidized and unsubsidized Stafford loans have an origination fee of up to 1.069 percent of the loan amount borrowed  PLUS loans have an origination fee of 4.276 percent of the loan amount borrowed.

Fees will be deducted proportionally from each payment of the loan to the school. This means the amount paid to school will be slightly less than the amount you have borrowed and must repay.

Information regarding the federal student loans you borrow is reported to the National Student Loan Data System (NSLDS) and is viewable by authorized users of that system (i.e. lenders, guarantee agencies and schools). As a federal student loan borrower, you can view the same information by using your FSA ID (FAFSA username and password), your name, your social security number and your date of birth at the Federal Student Aid website.  First time borrowers are required to complete Entrance Counseling and Master Promissory Note on the Federal Student Aid website.  If you leaving school, graduating or dropping below half-time enrollment you will need to complete Exit Counseling.

As a two-year community college, loan limits can only be certified at first and second academic year levels.

School Year Dependent Undergraduate

Independent Undergraduate

1st year (0-29.5 credits) $5,500* $9,500* 2nd year (30+ credits) $6,500* $10,500*

*Annual Limit

The repayment of your federal student loans will be determined based upon the U.S. Department of Education’s Standard Repayment plan;

minimum payment of $50 per month, per loan for up to 10 years. 
The Direct Loan Program offers other loan repayment plans that can found on the Federal Student Aid website.

The student must show financial need, as determined by the Office of Financial Aid, and be enrolled at least half-time to receive a Subsidized Stafford Loan. The U.S. Department of Education will pay the interest that accrues on this loan type during periods of half-time enrollment and periods of deferment. Once the loan goes into repayment, the borrower is then responsible for the payment of the loan’s principal and interest.

Financial need, as determined by the Office of Financial Aid, is not required for the Unsubsidized Stafford Loan. However, the student must be enrolled at least half-time. The borrowers (students) are responsible for the payment of the interest, in addition to the amount borrowed, from the time the loan is paid on their behalf until it is paid in full. 

Accrued interest not paid during deferment or forbearance will be added to the loan amount borrowed and interest will be charged on the combined amounts. This is known as interest capitalization.

The Office of Financial Aid at Aims strongly recommends paying the interest on your Unsubsidized Stafford Loan monthly or quarterly to reduce the amount of interest charged to your loan.

Parents of dependent students can borrow from this loan program to help pay the cost of their student’s undergraduate education. This loan is credit based.  A FAFSA must be filed for students whose parents would like to borrow through the PLUS Loan program. In addition, the parent must complete a Parent PLUS application on the Federal Student Aid website. 

A number of private loans are available to credit-worthy students, their co-borrowers or both. Students should first determine their eligibility under the federal student loan programs before seeking additional funding under this option. To apply for a private loan, you must contact the lender of your choice. Information on the eligibility criteria and loan terms are available on each lender's website.  Private loan self certification form.

Aims does not have a preferred lender list (PLL) for alternative loans and, therefore, will not require a prospective borrower to use a lender on a PLL, deny or otherwise impede a borrower’s choice of lender or cause delays for borrowers who use a lender that is not listed on a PLL.